AAF Solutions, a new initiative by the American Action Forum that offers positive, constructive, digestible, and actionable policy solutions to solve ongoing problems the country faces, proposes a way to better protect taxpayers under the Terrorism Risk Insurance Act (TRIA). Satya Thallam, AAF’s Director of Financial Services Policy, describes the AAF Solution to shift additional risk and costs to insurers in incremental and predictable increases for the next 5 to 7 years via the deductible and other risk sharing mechanisms of the program. The total increases in these mechanisms would be tied to the number of years the program is reauthorized.