The Future of Housing in America:  Oversight of the Federal Housing Administration, Part II

Chairman Luetkemeyer, Ranking Member Cleaver, and members of the committee, thank you for the opportunity to appear today and share my views on the financial status of the Federal Housing Administration (FHA). It is vitally important to reassess the health of FHA’s Mutual Mortgage Insurance Fund (MMIF) in light of recent reductions in premiums. In this testimony, I wish make three basic points:

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