A recent study by Health Affairs found that middle-aged Americans underestimate their likelihood of needing home health services by 500 percent.
While the administration asserts that the low health care inflation rates are evidence of structural change to the health care system—primarily as a result of the Affordable Care Act—it is primarily a product of the overall low inflation environment.
Health insurance, as well as every other type of insurance, relies on collecting a modest amount of money from a large group of people and spending a much larger amount of money on a small group of people.
Insurance deductibles have been an increasingly valuable tool for insurance companies to maintain reasonable rate increases for health insurance in the face of rising health care costs and new expensive procedures.
This Saturday marks the beginning of the second annual open enrollment period for subsidized health insurance plans administered through the Affordable Care Act exchanges. The American Action Forum has examined the same segment of the market in all areas for which data is accessible—461 out of the 501 rating areas nationwide, covering 43 states. Overall, we find that the benchmark premiums have increased by an average of 3.8 percent nationwide.
Dual Eligibles are individuals qualified to receive both Medicare and Medicaid benefits. Medicare is always the first payer of the two, and Medicaid is used for supplemental coverage, premium and cost-sharing assistance, and payment for services not covered by Medicare.
Health care spending varies widely across the United States and in ways that are not entirely understood.
After accounting for exemptions, AAF estimates that 5.2 million people will be subject to the individual mandate penalty for being uninsured in 2014 and will pay a total of $5.8 billion in additional taxes.
The aging American population is a widely recognized phenomenon that has serious implications for the national economy.
Recently, the Department of Health and Human Services (HHS) released total Health Insurance Marketplace enrollment by zip code for states using the federal exchange.